{"id":1462,"date":"2025-02-12T10:59:54","date_gmt":"2025-02-12T10:59:54","guid":{"rendered":"https:\/\/asesoresperezfernandez.com\/?page_id=1462"},"modified":"2025-02-17T16:03:04","modified_gmt":"2025-02-17T16:03:04","slug":"autonoms","status":"publish","type":"page","link":"https:\/\/assegurancesgarriga.com\/es\/autonoms\/","title":{"rendered":"Autonoms"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1462\" class=\"elementor elementor-1462\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6952cf8 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"6952cf8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c6db26\" data-id=\"4c6db26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-628c3d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"628c3d6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-558ce53 elementor-widget elementor-widget-heading\" data-id=\"558ce53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">AUTONOMS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c79a29d elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c79a29d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ec4deda\" data-id=\"ec4deda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dfbf84 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0dfbf84\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd5bbaa elementor-widget elementor-widget-text-editor\" data-id=\"cd5bbaa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0Ser aut\u00f2nom implica una gran responsabilitat, ja que ets el motor del teu propi negoci i la teva font d&#8217;ingressos. Per aix\u00f2, \u00e9s fonamental comptar amb una protecci\u00f3 integral que et permeti fer front a possibles imprevistos i assegurar la continu\u00eftat de la teva activitat.<\/p><h3><strong>Riscos espec\u00edfics dels aut\u00f2noms<\/strong><\/h3><p>Els aut\u00f2noms s&#8217;enfronten a riscos espec\u00edfics que poden posar en perill la seva estabilitat econ\u00f2mica i professional. Alguns d&#8217;aquests riscos s\u00f3n:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6055ae1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6055ae1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Responsabilitat civil:<\/strong><\/br>Danys a tercers per errors professionals, accidents o productes defectuosos.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Danys materials: <\/strong><\/br>Incendis, robatoris, inundacions o altres sinistres que afectin el local o els b\u00e9ns del negoci.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Incapacitat laboral: <\/strong><\/br>Malaltia o accident que impedeixi treballar temporalment o permanentment.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>P\u00e8rdua d'ingressos: <\/strong><\/br>Interrupci\u00f3 de l'activitat per causes diverses, com ara una baixa laboral o un sinistre.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90b9538 elementor-widget elementor-widget-image\" data-id=\"90b9538\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2200\" height=\"1467\" src=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing.jpg\" class=\"attachment-full size-full wp-image-1576\" alt=\"\" srcset=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing.jpg 2200w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-300x200.jpg 300w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-1024x683.jpg 1024w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-768x512.jpg 768w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-1536x1024.jpg 1536w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-2048x1366.jpg 2048w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-18x12.jpg 18w\" sizes=\"(max-width: 2200px) 100vw, 2200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ccea9c elementor-widget elementor-widget-text-editor\" data-id=\"9ccea9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Assegurances imprescindibles per a aut\u00f2noms<\/strong><\/h3><p>Per protegir-te davant d&#8217;aquests riscos, \u00e9s important comptar amb les seg\u00fcents assegurances:<\/p><ol><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a de responsabilitat civil:<\/strong><\/span> Cobreix els danys que puguis causar a tercers, protegint el teu patrimoni personal en cas de demandes.<\/li><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a multirisc per al negoci:<\/strong><\/span> Protegeix el teu local i els teus b\u00e9ns davant de diversos sinistres, com ara incendis, robatoris o danys per aigua.<\/li><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a de baixa laboral:<\/strong><\/span> Garanteix un ingr\u00e9s mensual durant el per\u00edode de baixa per malaltia o accident, permetent-te fer front a les despeses personals i del negoci.<\/li><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a d&#8217;accidents personals:<\/strong><\/span> Cobreix els danys que puguis patir en cas d&#8217;accident, tant en l&#8217;\u00e0mbit laboral com personal, incloent indemnitzacions per invalidesa o mort.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c59473d\" data-id=\"c59473d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8467e36 elementor-widget elementor-widget-image\" data-id=\"8467e36\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2200\" height=\"1467\" src=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract.jpg\" class=\"attachment-full size-full wp-image-1594\" alt=\"\" srcset=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract.jpg 2200w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-300x200.jpg 300w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-1024x683.jpg 1024w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-768x512.jpg 768w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-1536x1024.jpg 1536w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-2048x1366.jpg 2048w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/person-s-hand-signing-car-loan-agreement-contract-18x12.jpg 18w\" sizes=\"(max-width: 2200px) 100vw, 2200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e966fde elementor-widget elementor-widget-text-editor\" data-id=\"e966fde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Assegurances addicionals recomanables<\/strong><\/h3><p>A m\u00e9s d&#8217;aquestes assegurances b\u00e0siques, poden ser recomanables altres cobertures en funci\u00f3 de la teva activitat professional:<\/p><ul><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a de vida:<\/strong><\/span> Protegeix econ\u00f2micament als teus familiars en cas de mort o invalidesa permanent.\u00a0<\/li><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a de salut:<\/strong> <\/span>Permet accedir a una assist\u00e8ncia sanit\u00e0ria r\u00e0pida i de qualitat, amb una \u00e0mplia gamma de professionals i serveis.\u00a0<\/li><li><span style=\"color: #8c709e;\"><strong>Asseguran\u00e7a de vehicles:<\/strong><\/span> Si utilitzes un vehicle per a la teva activitat professional, \u00e9s fonamental comptar amb una asseguran\u00e7a que cobreixi els danys a tercers i els danys propis.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e6a98 elementor-widget elementor-widget-text-editor\" data-id=\"b7e6a98\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Consells per triar les teves assegurances<\/strong><\/h3><p>A l&#8217;hora de triar les teves assegurances, \u00e9s important tenir en compte els seg\u00fcents aspectes:<\/p><ul><li><span style=\"color: #8c709e;\"><strong>Analitza els teus riscos:<\/strong> <\/span>Identifica els riscos espec\u00edfics als quals est\u00e0s exposat en la teva activitat professional.<\/li><li><span style=\"color: #8c709e;\"><strong>Demana assessorament professional:<\/strong> <\/span>Un mediador d&#8217;assegurances pot ajudar-te a triar les cobertures m\u00e9s adequades per a les teves necessitats i pressupost.<\/li><\/ul><p>No esperis a tenir un problema per pensar en assegurances. Protegeix el teu negoci i la teva tranquil\u00b7litat amb una asseguran\u00e7a a mida per a aut\u00f2noms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f76245f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f76245f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/contacto\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Parlem?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<!-- AddThis Advanced Settings generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>AUTONOMS \u00a0Ser aut\u00f2nom implica una gran responsabilitat, ja que ets el motor del teu propi negoci i la teva font d&#8217;ingressos. Per aix\u00f2, \u00e9s fonamental comptar amb una protecci\u00f3 integral que et permeti fer front a possibles imprevistos i assegurar la continu\u00eftat de la teva activitat. Riscos espec\u00edfics dels aut\u00f2noms Els aut\u00f2noms s&#8217;enfronten a riscos [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"disabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"class_list":["post-1462","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/pages\/1462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/comments?post=1462"}],"version-history":[{"count":23,"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/pages\/1462\/revisions"}],"predecessor-version":[{"id":1601,"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/pages\/1462\/revisions\/1601"}],"wp:attachment":[{"href":"https:\/\/assegurancesgarriga.com\/es\/wp-json\/wp\/v2\/media?parent=1462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}