{"id":1700,"date":"2025-02-18T09:40:29","date_gmt":"2025-02-18T09:40:29","guid":{"rendered":"https:\/\/assegurancesgarriga.com\/?page_id=1700"},"modified":"2025-02-18T09:48:18","modified_gmt":"2025-02-18T09:48:18","slug":"asseguranca-pyme","status":"publish","type":"page","link":"https:\/\/assegurancesgarriga.com\/es\/asseguranca-pyme\/","title":{"rendered":"Asseguran\u00e7a PYME"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1700\" class=\"elementor elementor-1700\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6952cf8 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"6952cf8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c6db26\" data-id=\"4c6db26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-628c3d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"628c3d6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-558ce53 elementor-widget elementor-widget-heading\" data-id=\"558ce53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">PRODUCTES:\nAsseguran\u00e7a PYME<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c79a29d elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c79a29d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec4deda\" data-id=\"ec4deda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dfbf84 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0dfbf84\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd5bbaa elementor-widget elementor-widget-text-editor\" data-id=\"cd5bbaa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una asseguran\u00e7a per a PIME (Petita i Mitjana Empresa) i comer\u00e7 \u00e9s un tipus d&#8217;asseguran\u00e7a dissenyada per protegir els negocis d&#8217;una \u00e0mplia gamma de riscos. Aquests riscos poden incloure danys a la propietat, responsabilitat civil, interrupci\u00f3 del negoci i altres.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-35d708d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35d708d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c0e9d96\" data-id=\"c0e9d96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b564cbe elementor-widget elementor-widget-heading\" data-id=\"b564cbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tipus d'assegurances per a PIME i comer\u00e7:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6055ae1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6055ae1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a de responsabilitat civil: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix els costos legals en cas que la teva empresa sigui demandada per danys a tercers.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a de propietat: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix els danys a la teva propietat, com ara l'edifici, l'equip i l'inventari.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a d'interrupci\u00f3 del negoci: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix la p\u00e8rdua d'ingressos en cas que la teva empresa no pugui operar a causa d'un sinistre cobert, com ara un incendi o una inundaci\u00f3.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a de robatori: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix les p\u00e8rdues per robatori.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a de transport de mercaderies: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix les p\u00e8rdues o danys a les mercaderies durant el transport.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Asseguran\u00e7a de vida per a socis i administradors: <\/strong><\/br>Aquesta asseguran\u00e7a cobreix la mort o invalidesa dels socis o administradors de l'empresa, que podria posar en perill la viabilitat de la mateixa.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4fed041\" data-id=\"4fed041\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d4a9c3 elementor-widget elementor-widget-image\" data-id=\"2d4a9c3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"1498\" src=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window.jpg\" class=\"attachment-full size-full wp-image-1705\" alt=\"\" srcset=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window.jpg 1000w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window-200x300.jpg 200w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window-684x1024.jpg 684w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window-768x1150.jpg 768w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businessman-reflection-front-window-8x12.jpg 8w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dfe753c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dfe753c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25057b6\" data-id=\"25057b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06df317 elementor-widget elementor-widget-image\" data-id=\"06df317\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2200\" height=\"1467\" src=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing.jpg\" class=\"attachment-full size-full wp-image-1576\" alt=\"\" srcset=\"https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing.jpg 2200w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-300x200.jpg 300w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-1024x683.jpg 1024w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-768x512.jpg 768w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-1536x1024.jpg 1536w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-2048x1366.jpg 2048w, https:\/\/assegurancesgarriga.com\/wp-content\/uploads\/2025\/02\/businesswoman-working-laptop-computer-office-business-woman-using-portable-computer-surfing-18x12.jpg 18w\" sizes=\"(max-width: 2200px) 100vw, 2200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fe83ca4\" data-id=\"fe83ca4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0df8045 elementor-widget elementor-widget-heading\" data-id=\"0df8045\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avantatges de tenir una asseguran\u00e7a per a PIME i comer\u00e7:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e22f2d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9e22f2d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Protecci\u00f3 financera: <\/strong><\/br>Una asseguran\u00e7a pot ajudar a protegir la teva empresa de p\u00e8rdues financeres en cas d'un sinistre.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Tranquil\u00b7litat: <\/strong><\/br>Saber que la teva empresa est\u00e0 protegida et pot donar tranquil\u00b7litat.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Acc\u00e9s a serveis especialitzats: <\/strong><\/br>Algunes assegurances ofereixen serveis addicionals, com ara assist\u00e8ncia legal o assessoria en prevenci\u00f3 de riscos.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2b4cf1 elementor-widget elementor-widget-heading\" data-id=\"d2b4cf1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Com triar una asseguran\u00e7a per a PIME i comer\u00e7:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69349c7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"69349c7\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Avalua els teus riscos: <\/strong><\/br>Identifica els riscos espec\u00edfics als quals s'enfronta la teva empresa.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Llegeix atentament les condicions generals:  <\/strong><\/br>Assegura't d'entendre totes les cl\u00e0usules i exclusions del contracte.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<!-- AddThis Advanced Settings generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>PRODUCTES: Asseguran\u00e7a PYME Una asseguran\u00e7a per a PIME (Petita i Mitjana Empresa) i comer\u00e7 \u00e9s un tipus d&#8217;asseguran\u00e7a dissenyada per protegir els negocis d&#8217;una \u00e0mplia gamma de riscos. Aquests riscos poden incloure danys a la propietat, responsabilitat civil, interrupci\u00f3 del negoci i altres. 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